Our internal language is extremely powerful! If we internalize that we are NOT good at math, sports, cooking, etc. then we will NOT succeed in these areas. However, if we simply note we are not the BEST and are willing to get better, we will take steps to improve. Focusing on money, many times we jacked up our credit in our early adulthood, after a divorce or when you or a loved one was terminally ill or had an expensive medical emergency. (Note: I have never heard of an inexpensive medical emergency.) This can lead us to believe we can NOT improve our financial circumstances. I can absolutely tell you this isn’t true. Changing what you say to yourself can improve your relationship with money.
1. I can create a budget I can live by!
Budgets are not a bad word. You can create a budget that fits your lifestyle. The importance of a budget is to inform you when you are NOT living below your means. It’s simply an organizational tool for your money. If you don’t like your budget then change your budget…EASY!
2. I can SAVE money!
Saving can seem very difficult when you don’t have an accurate account of where your dollars are going. It is important to have a budget so you can track your money. Your budget should be set-up so that you pay yourself first and cover your living expenses.
3. I am more than my DEBT!
The debt you have may seem insurmountable. But like most things in life, you probably didn’t accumulate your debt overnight. It may have taken you 3 years, 10 years or 20 years. You look around and you may not have much to account for the amount of debt you have accumulated. Best believe YOU are MORE than you debt. While your debt is a dollar amount your worth is PRICELESS! You have dreams, hopes, aspirations and achievements. You are MORE than your debt.
Changing your invoice to speak positively is pivotal to improving your finances or any other aspect of your life. Once you make the switch changing your habits will become easier overtime. Don’t give up and don’t give in!